{"id":3999,"date":"2025-01-31T06:08:28","date_gmt":"2025-01-31T06:08:28","guid":{"rendered":"https:\/\/anhss.net\/?page_id=3999"},"modified":"2025-05-28T10:27:40","modified_gmt":"2025-05-28T10:27:40","slug":"regional-knowledge-event-hongkong-2025","status":"publish","type":"page","link":"https:\/\/anhss.net\/id\/regional-knowledge-event-hongkong-2025\/","title":{"rendered":"Regional Knowledge Event Hongkong 2025"},"content":{"rendered":"
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The Strategic Role of Private Health Insurance (PHI) for Health System Goals and to Advance Universal Health Coverage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tRegional Knowledge Event Report<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The Strategic Role of Private Health Insurance (PHI) for Health System Goals and to Advance Universal Health Coverage<\/b><\/p>\n

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The Regional Knowledge Event is a regular meeting organized by ANHSS, serving as a discussion forum for policymakers, legislators, practitioners, industry players, and academics across the region. This May 2025 event was attended by over 120 participants from eight countries in Asia.<\/span><\/p>\n

Opening Session<\/b><\/h3>\n

Opening remarks were delivered by Professor Philip Wai-Yan Chiu, Dean of the Faculty of Medicine at The Chinese University of Hong Kong; Professor Samuel Yeung-Shan Wong, Director of the JC School of Public Health and Primary Care at the same university; and Professor Dr. Laksono Trisnantoro from Universitas Gadjah Mada, Indonesia.<\/span><\/p>\n

The speakers highlighted that Universal Health Coverage (UHC) principles underpin efforts to integrate resources between the public and private sectors. The private sector was recognized as a crucial partner to government efforts, serving as both a <\/span>supplementary<\/b> and <\/span>complementary<\/b> mechanism to public systems. This event focused particularly on the role of <\/span>Private Health Insurance (PHI)<\/b>.<\/span><\/p>\n

Morning Session<\/b><\/h3>\n

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The morning session featured several keynote speeches exploring the role of PHI from various perspectives including academia, policy, and industry.<\/span><\/p>\n

Professor Eng-Kiong Yeoh emphasized that insurance is essentially about <\/span>pooling risk and cost<\/b> to distribute financial burden and protect individuals. He described four different pooling models:<\/span><\/p>\n

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  1. No pooling<\/b>, where individuals pay out-of-pocket;<\/span><\/li>\n
  2. Unitary pooling<\/b>, where all funds and risks are combined in one national pool (e.g., Indonesia);<\/span><\/li>\n
  3. Fragmented pooling<\/b>, where risk is separated by geography, risk group, or population (e.g., Germany, the UK, Thailand); and<\/span><\/li>\n
  4. Integrated pooling<\/b>, where funding can shift across pools in exceptional circumstances.<\/span>

    <\/span><\/li>\n<\/ol>\n

    He reiterated the importance of PHI as a supplementary and complementary solution to public financing schemes.<\/span><\/p>\n

    From a regulatory perspective, Mr. Clement Lau Chung-Kin of the Insurance Authority (Hong Kong) stated that the government holds a dual mandate: to <\/span>protect the public<\/b> while also ensuring a <\/span>sustainable insurance industry<\/b>. Insurance, he emphasized, also shapes societal behavior and individual decision-making.<\/span><\/p>\n

    Mr. Sam Hui, JP, Deputy Secretary for Health, explained that only <\/span>30% of private healthcare financing in Hong Kong<\/b> is covered by PHI, with <\/span>60% still paid out-of-pocket (OOP)<\/b>. He noted that there is a <\/span>significant untapped market<\/b> for PHI, but also outlined strict requirements imposed by regulation:<\/span><\/p>\n